To frame the discussion around our loan forgiveness talking points: Page 14 of SBA Interim Final Guidance Effective April 2, 2020 – “SBA will issue additional guidance on loan forgiveness”. The information we’re presenting in our Loan Forgiveness Talking Points is based on the governmental guidance provided through April 7, 2020. The information throughout includes direct information from the guidance available. Due to the amount of uncertainty currently present, we have tried to limit subjective interpretations to minimize the possibility for misinterpretations during this time of uncertainty. When we have made interpretations we have taken a conservative approach, acknowledging more aggressive approaches may become appropriate. It is expected that the additional guidance issued will shed light on the topics covered below. Links to the guidance currently available are available at the bottom of this document.